Gold loan made
easier with shortest
turnaround time

Looking for financial assistance without compromising your dignity. Sudhan Gold Loan is here at your service with the best intentions and the best gold loan.

Avail your GOLD LOAN Now!


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Sudhan: Making Gold Invaluable

With growing and different financial needs, taking loans has become a necessity. And with other loan approvals needing a lot of paperwork, gold loans have become the preferred choice for many people.

Driven by experts, Sudhan offers the simplest, fastest and best gold loans to people who need it. Going beyond city limits to serve the needs of people in towns and villages, Sudhan brings gold loans closest to the people who actually want it.

GOLD LOAN

at 6 - 16% interest

DISBURSEMENT

in just 14 minutes

UP TO 90% LOAN

of gold value

MINIMUM

documentation

3 Easy Steps to get your Sudhan Gold Loan

STEP 1

Register your Request

Walk into the offices of any of our affiliates or book an appointment on +91-9823807272 to register your gold loan request.

STEP 2

Submit the Documents

All you need to bring with you is your Aadhar card, photograph and submit them.

STEP 3

Get your Money

In just 14 minutes, get your gold loan sanctioned. You can get the amount in your account or in cash.

Why take a gold loan from Sudhan?

Financial emrgencies can arise from anywhere for anyone. And in most of the cases, getting financial assistance in time, without having to compromise on one's dignity is the most difficult thing. Not when you choose Sudhan Gold Loan.

Here, you can utilise your gold for its best valuation and get a loan sanctioned for up to 90% of the valuation amount. More importantly, this happens with least possible documentation and in a matter of just 14 minutes.

Beyond Maharashtra. Across 7 States

While the journey of Sudhan is still a new one, its reach across Maharashtra already shows the trust it has earned in a short duration.
With customer-friendly processes, Sudhan is creating a network in 6 more states that will cater to the financial needs of the rural population.

Documents Required

To apply for a loan

  • One copy of the applicant's Aadhar Card
  • One passport size photograph of the applicant

Criteria for gold

  • Minimium 1 gram of gold needed

Frequently Asked Questions

The idea of taking a gold loan brings with it many questions, queries and doubts.
Just read through our FAQs and all your worries will be answered and taken care of.

What is a gold loan?

A gold loan is a type of secured loan where you pledge your gold jewellery or ornaments as collateral to secure funding. It’s an easy and fast way to access funds for personal or business needs.

Is there a minimum or maximum loan amount?

The loan amount depends on the value of your pledged gold. Typically, you can borrow anywhere from a small amount to a significant sum, up to a percentage of your gold’s appraised value. The App will display the loan eligibility based on your gold's weight and purity.

How is the loan amount decided?

The loan amount is decided based on the market value of your gold, including its weight and purity. Our partners (banks/societies) conduct a thorough evaluation to calculate the loan amount.

Is my gold safe during the loan period?

Yes, your gold will be kept in a secure vault or safe custody by the lender for the entire duration of the loan. You will receive a receipt or certificate as proof of your gold's safekeeping.

Are there any hidden charges?

We ensure complete transparency in all our dealings. You will be clearly informed of any applicable processing fees, interest rates, or penalties at the time of applying for the loan.

Is my personal information safe?

Yes, we take data privacy and security very seriously. All your personal information, including your loan application details, is encrypted and stored securely in compliance with data protection laws.

Can I renew or extend my gold loan?

Yes, many lenders allow you to renew or extend the term of your loan by paying the interest and principal in part or full. You can request an extension through the app and view the associated charges.

How do I contact customer support if I have issues with the loan?

You can contact our customer support team directly via call, or email. We are available 24/7 to assist you with any questions or concerns about your loan application or status.

Can I apply for a gold loan if I live in another state?

Yes, you can apply for a gold loan regardless of your location within the country. We work with multistate societies and banks that operate nationwide. However, certain lenders may have specific regional policies, so be sure to check the available options in your area through the app.

What makes Sudhan gold loan different from other lenders in the market?

Sudhan offers a highly competitive interest rate starting from just 6%, which is one of the lowest in the industry. Additionally, Sudhan offers up to 90% of the gold’s market value as a loan, while many lenders offer lower percentages. Sudhan also prides itself on a fast, 14-minute loan disbursal process, making it one of the quickest options available.

How can I repay my gold loan from Sudhan?

You can repay your gold loan in a variety of ways. Sudhan offers multiple repayment options, including:

  • Online transfer (RTGS/IMPS)
  • Cheque payments
  • Cash payments at the branch
Is Sudhan gold loan available for businesses or only individuals?

Sudhan offers gold loans to both individuals and businesses. Whether you're a business owner needing quick funds for operational expenses or an individual looking for personal financing, Sudhan provides tailored solutions for both scenarios. Businesses can pledge their gold to access working capital loans.

What is the process for getting a gold loan from Sudhan?

The process to get a gold loan from Sudhan is simple and fast:

  • Submit your documents (Aadhar card and photo).
  • Have your gold evaluated by Sudhan experts.
  • Based on the valuation, you’ll receive up to 90% of the gold’s market value.
  • The loan amount is disbursed, with cash available up to Rs.1.99 lakh and the balance credited to your account.
  • Repay the loan within the agreed period, and your gold will be returned to you.
What happens if I am unable to repay the loan on time?

If you are unable to repay your gold loan on time, the lender may charge a penalty, and interest will continue to accrue. If the loan remains unpaid beyond the grace period, the lender has the right to auction your gold to recover the outstanding amount. You will receive prior notice before any auction is conducted.

Can I prepay my gold loan before the tenure ends?

Yes, you can prepay your gold loan at any time before the tenure ends. Sudhan does not charge any foreclosure fees, allowing you to clear your loan early without additional costs.

What are the interest rate options for my loan?

Sudhan offers flexible interest rates starting at 6%, depending on the loan amount, tenure, and gold value. You can choose between monthly, quarterly, or yearly interest payment options.

Can I take multiple gold loans at the same time?

Yes, you can avail multiple gold loans as long as you have sufficient gold to pledge and meet the eligibility criteria. Each loan will be processed separately based on the valuation of the pledged gold.

Is there a doorstep gold loan facility available?

Currently, Sudhan provides in-branch gold loan services. However, we are working towards introducing a doorstep gold loan facility where an authorized agent will visit your location for gold valuation and processing.

Customer Stories

In our short journey till now, we at Sudhan have been able to earn the trust of people
and help them in their needs with the best gold loan.

Narayan Dongardive

For a long time, I was thinking of adding poultry farming to my business. But I wasn’t able to raise sufficient capital needed for the business. A friend told me about the Sudhan Gold Loan. I went to the nearest credit union associated with Sudhan and got a loan at a very low interest rate, that too at 90% of the gold price. This helped me arrange the necessary capital. The support given by Sudhan gave a leap to my poultry business, which is now flourishing.

Madhuri Mane

Looking at my love for sewing, many women encouraged me to expand my sewing business. But I always failed to find the necessary financial backing. Until one day, I learnt about the Sudhan Gold Loan. Initially, I was confused about whether to retain the gold or apply for a loan. But after understanding about the low interest rate and gold safety policy, I was able to make a confident choice. I took a gold loan at Sudhan and was able to repay all my debts within a short span of a few months. Now, I have a big sewing business in the village.

Bhagwantrao Jadhav

Farmer - Goat Rearing Professional

I own two acres of farmland. For many years, I was keen on pursuing agriculture along with ​​goat rearing. But the problem of insufficient income through agriculture, kept me from pursuing it whole-heartedly. That is when I met some trusted businesspersons who had opted for Sudhan Gold Loan. They encouraged me to look into Sudhan’s policies and I decided to follow their footsteps. Soon after, the officials of Direct Sudhan Gold Loan Credit Union reached out to me. I applied and got the loan. We had ample gold at home. Sudhan showed me a pathway to invest it in the right sector.

SIMPLE | TRANSPARENT | SECURE

Get quick gold loan!

About Us

Founded in 2021, Sudhan is a new-age financial institution that offers gold loans to those in need, specifically in villages and tier-III cities, in association with the extensive network of credit societies across many states. The gold loans offered are the fastest at the best rates of interest, to empower the people.

Contact Us

  • EQUIFINTECH PRIVATE LIMITED
    Registered address - Pasharwar Samaj Temple, Shop No 201, Second Floor, C S NO 1916/14, Plot No. 3, Sakhare Complex, Near Bamul Tower, AHM MD 3, Sukh Sagar Nagar, Kopargaon, Ahmednagar, Maharashtra, 423601
  • +91 9823807272
    +91 7340067400
  • info@sudhan.co.in

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