Sudhan: Making Gold Invaluable
With growing and different financial needs, taking loans has become a necessity. And with other loan approvals needing a lot of paperwork, gold loans have become the preferred choice for many people.
Driven by experts, Sudhan offers the simplest, fastest and best gold loans to people who need it. Going beyond city limits to serve the needs of people in towns and villages, Sudhan brings gold loans closest to the people who actually want it.

GOLD LOAN
at 6 - 16% interest
DISBURSEMENT
in just 14 minutes
UP TO 90% LOAN
of gold value
MINIMUM
documentation3 Easy Steps to get your Sudhan Gold Loan
STEP 1
Register your Request
Walk into the offices of any of our affiliates or book an appointment on +91-9823807272 to register your gold loan request.

STEP 2
Submit the Documents
All you need to bring with you is your Aadhar card, photograph and submit them.

STEP 3
Get your Money
In just 14 minutes, get your gold loan sanctioned. You can get the amount in your account or in cash.

Why take a gold loan from Sudhan?
Financial emrgencies can arise from anywhere for anyone. And in most of the cases, getting financial assistance in time, without having to compromise on one's dignity is the most difficult thing. Not when you choose Sudhan Gold Loan.
Here, you can utilise your gold for its best valuation and get a loan sanctioned for up to 90% of the valuation amount. More importantly, this happens with least possible documentation and in a matter of just 14 minutes.

Beyond Maharashtra. Across 7 States
While the journey of Sudhan is still a new one, its reach across Maharashtra already shows the trust it has earned in a short duration.
With customer-friendly processes, Sudhan is creating a network in 6 more states that will cater to the financial needs of the rural population.
Documents Required
To apply for a loan
- One copy of the applicant's Aadhar Card
- One passport size photograph of the applicant
Criteria for gold
- Minimium 1 gram of gold needed
Frequently Asked Questions
The idea of taking a gold loan brings with it many questions, queries and doubts.
Just read through our FAQs and all your worries will be answered and taken care of.
A gold loan is a type of secured loan where you pledge your gold jewellery or ornaments as collateral to secure funding. It’s an easy and fast way to access funds for personal or business needs.
The loan amount depends on the value of your pledged gold. Typically, you can borrow anywhere from a small amount to a significant sum, up to a percentage of your gold’s appraised value. The App will display the loan eligibility based on your gold's weight and purity.
The loan amount is decided based on the market value of your gold, including its weight and purity. Our partners (banks/societies) conduct a thorough evaluation to calculate the loan amount.
Yes, your gold will be kept in a secure vault or safe custody by the lender for the entire duration of the loan. You will receive a receipt or certificate as proof of your gold's safekeeping.
We ensure complete transparency in all our dealings. You will be clearly informed of any applicable processing fees, interest rates, or penalties at the time of applying for the loan.
Yes, we take data privacy and security very seriously. All your personal information, including your loan application details, is encrypted and stored securely in compliance with data protection laws.
Yes, many lenders allow you to renew or extend the term of your loan by paying the interest and principal in part or full. You can request an extension through the app and view the associated charges.
You can contact our customer support team directly via call, or email. We are available 24/7 to assist you with any questions or concerns about your loan application or status.
Yes, you can apply for a gold loan regardless of your location within the country. We work with multistate societies and banks that operate nationwide. However, certain lenders may have specific regional policies, so be sure to check the available options in your area through the app.
Sudhan offers a highly competitive interest rate starting from just 6%, which is one of the lowest in the industry. Additionally, Sudhan offers up to 90% of the gold’s market value as a loan, while many lenders offer lower percentages. Sudhan also prides itself on a fast, 14-minute loan disbursal process, making it one of the quickest options available.
You can repay your gold loan in a variety of ways. Sudhan offers multiple repayment options, including:
- Online transfer (RTGS/IMPS)
- Cheque payments
- Cash payments at the branch
Sudhan offers gold loans to both individuals and businesses. Whether you're a business owner needing quick funds for operational expenses or an individual looking for personal financing, Sudhan provides tailored solutions for both scenarios. Businesses can pledge their gold to access working capital loans.
The process to get a gold loan from Sudhan is simple and fast:
- Submit your documents (Aadhar card and photo).
- Have your gold evaluated by Sudhan experts.
- Based on the valuation, you’ll receive up to 90% of the gold’s market value.
- The loan amount is disbursed, with cash available up to Rs.1.99 lakh and the balance credited to your account.
- Repay the loan within the agreed period, and your gold will be returned to you.
If you are unable to repay your gold loan on time, the lender may charge a penalty, and interest will continue to accrue. If the loan remains unpaid beyond the grace period, the lender has the right to auction your gold to recover the outstanding amount. You will receive prior notice before any auction is conducted.
Yes, you can prepay your gold loan at any time before the tenure ends. Sudhan does not charge any foreclosure fees, allowing you to clear your loan early without additional costs.
Sudhan offers flexible interest rates starting at 6%, depending on the loan amount, tenure, and gold value. You can choose between monthly, quarterly, or yearly interest payment options.
Yes, you can avail multiple gold loans as long as you have sufficient gold to pledge and meet the eligibility criteria. Each loan will be processed separately based on the valuation of the pledged gold.
Currently, Sudhan provides in-branch gold loan services. However, we are working towards introducing a doorstep gold loan facility where an authorized agent will visit your location for gold valuation and processing.